NEFT/RTGS

United Rural - NEFT/RTGS Facility

United Rural Credit Co-Op. Society Ltd. offers seamless and secure NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) services to help you transfer money to any bank account across India. These services are enabled through RBI-authorized partner banks, ensuring reliability, compliance, and nationwide reach.

What is NEFT?

NEFT is an electronic fund transfer system that allows individuals, firms, and corporates to transfer funds from one bank account to another on a deferred net settlement basis. Funds are settled in batches and are usually credited within a few hours during banking hours.

What is RTGS?

RTGS is a high-value, real-time fund transfer system. The transfer occurs instantly and individually, making it ideal for large-value transactions. It is available only for transactions of ₹2 lakhs and above.

Benefits of NEFT/RTGS through United Rural:

• Transfer money to any bank across India
• Secure, fast, and RBI-regulated system
• No need to visit other bank branches
• Fund transfer available during working hours
• Ideal for individuals, businesses, and institutions

NEFT/RTGS Timings:

• NEFT: 10:00 AM to 6:30 PM (Monday to Saturday, except 2nd & 4th Saturdays and holidays)
• RTGS: 10:00 AM to 4:30 PM (Monday to Saturday, except 2nd & 4th Saturdays and holidays)

Details Required for NEFT/RTGS Transfer:

• Beneficiary Name
• Beneficiary Bank Name
• Account Number
• IFSC Code of the beneficiary's branch
• Amount to be transferred